Position Key Goal
Ensure efficient and reliable treasury and settlement operations across the company’s payment infrastructure by managing liquidity, overseeing merchant and acquirer settlements, and leveraging data analysis to optimize treasury flows, liquidity allocation, and operational efficiency across fiat and digital currency environments.
Key business processes
Treasury Operations & Liquidity Management
Manage daily liquidity and cash positioning across bank accounts, EMIs, and wallet infrastructure to ensure operational stability and sufficient funding for settlements.
Merchant & Acquirer Settlements
Oversee settlement flows with merchants, acquiring partners, and payment service providers, ensuring accurate and timely settlement execution.
Treasury Analytics & Data Monitoring
Analyze treasury data, settlement flows, and liquidity metrics to identify trends, optimize cash allocation, and improve operational decision-making.
Client Funds & Safeguarding
Support processes related to safeguarding and segregation of client funds in accordance with internal policies and regulatory requirements.
Treasury Reporting & Forecasting
Prepare treasury reports, liquidity overviews, and cash flow forecasts based on data analysis and operational metrics.
Partner & Banking Coordination
Maintain operational relationships with banks, EMIs, acquirers, and other financial partners to ensure smooth treasury operations.
Job Functions
● Manage daily liquidity and cash positioning across bank accounts and wallet infrastructure, ensuring optimal allocation of funds.
● Oversee merchant and acquirer settlement processes, ensuring timely and accurate settlement execution.
● Manage incoming client funds and monitor related treasury flows.
● Execute treasury payments and transfers accurately and on time.
● Handle wallet funding and stablecoin conversions required for operational treasury needs.
● Monitor balances across banking platforms, payment accounts, and wallet infrastructure.
● Analyze treasury and settlement data to identify liquidity needs, operational inefficiencies, and potential financial risks.
● Develop and maintain liquidity dashboards and treasury monitoring tools.
● Support safeguarding and segregation of client funds processes.
● Perform and oversee treasury-related reconciliations, investigating and resolving reconciliation breaks.
● Prepare treasury reports, liquidity analysis, and cash flow forecasts for management.
● Work with internal teams to improve treasury workflows, automation tools, and reporting capabilities.
● Liaise with banks, EMIs, acquirers, and external financial partners on operational matters.
● Support the opening of new banking, EMI, and acquiring relationships.
● Build and supervise a small treasury operations team (1–3 people) while remaining strongly hands-on.
Required experience and background
● Minimum 3 years of experience in treasury, settlements, payments operations, or similar operational finance roles.
● Experience working in PSP, EMI, MSB, or similar payments environments.
● Strong understanding of card acquiring settlement flows and reconciliation processes.
● Practical exposure to crypto treasury operations, including stablecoins and crypto on/off-ramp processes.
● Experience managing multi-currency treasury flows and FX operations.
● Strong analytical mindset with experience working with treasury data, settlement analytics, and financial reporting.
● Understanding of safeguarding and client money management principles.
● Familiarity with AML-related operational controls.
● Strong Excel skills for financial analysis and reporting.
● Experience working with banking platforms, payment systems, and wallet infrastructure.
Nice to Have
● Experience helping scale treasury or settlement operations in a growing payments company.
● Experience with SQL, BI tools, or financial data analysis platforms.
● Experience building treasury dashboards or operational reporting automation.
Required Soft Skills
● Highly detail-oriented and analytical.
● Practical, hands-on approach to operational finance.
● Strong problem-solving and data-driven decision-making.
● Ability to operate in a fast-moving fintech environment.
● Clear communication with internal teams and external financial partners.
Key Performance Indicators (KPIs)
● Accuracy and timeliness of treasury payments and settlements.
● Effective liquidity allocation and treasury balance management.
● Quality and usefulness of treasury analytics and reporting.
● Reduction of reconciliation breaks and operational errors.
● Improvement of treasury workflow efficiency through data insights.
● Accuracy of liquidity forecasts and financial monitoring.
Remuneration Package
● Competitive base salary.
● Office-based position in a comfortable office in Limassol with all necessary equipment
● Opportunity to work within a fast-growing international fintech environment.
● Professional development and career growth opportunities.
● Paid lunches.